How much life insurance do you need?

Published by Victor Lough on Jun 08, 2017

As an advisor I get asked this question on a regular basis. The truth is that there is no purely right answer, and it largely comes down to what you would like to have happen if/when you pass away. I ... Continue reading

I learned an important lesson in 2016

Published by Victor Lough on Jan 03, 2017

        Sometimes reading about things just isn’t enough for them to really sink in.  For me 2016 was certainly that way!  Warren Buffett and his teachings have really hit home for me through the years... Continue reading

Some things to consider with active ETFs

Published by Victor Lough on Dec 12, 2016

It’s not exactly a secret that money has been pouring into ETFs over the past years.  While uptake has been a little slower in Canada, there is still a steady stream of assets moving from mutual funds... Continue reading

History doesn't repeat itself but it does rhyme

Published by Victor Lough on Feb 08, 2016

History doesn’t repeat itself but it does rhyme.  When Mark Twain penned those words he might well have been talking about the stock market.  In 2008 at about this time the worry was subprime mortgages... Continue reading

The past year and what to look at in 2016

Published by Victor Lough on Jan 04, 2016

With 2015 behind us it’s a good time to look at how the past year went for investors and what we can expect going forward.  In a word 2015 could best be described as “poor”.  Canadians and Albertans specifically... Continue reading

A strategy to take money out of your corporation

Published by Victor Lough on Dec 01, 2015

This is a problem I am approached about more and more frequently. Maybe you've built up a business and have money trapped in the corporation. It's there, not doing a lot, and you need to figure out a ... Continue reading

The inadequacies of risk tolerance questionnaires

Published by Victor Lough on Nov 19, 2015

  "Over a one year period what is the maximum drop in value of the your investment portfolio that you are comfortable with?" Be careful.  How you answer this and how that answer is interpreted can affect... Continue reading

Is investing really like gambling?

Published by Victor Lough on Oct 30, 2015

I read an article in the Globe and Mail yesterday and according to a recent Blackrock study just more than half of investors think investing is like gambling.  This got me thinking, because they're right... Continue reading

How often should you check your statements?

Published by Victor Lough on Oct 26, 2015

In today’s digital world you can check your investment statements as frequently as you like.  If you prefer to look every day or even every hour or more, it’s possible.  A lot of firms send out statements... Continue reading

There's no place like home! Is it time to invest in Canada?

Published by Victor Lough on Oct 21, 2015

Oil is down to roughly half of what it was last year.  The bank of Canada has cut rates and is holding these low rates. We just elected a new government which is largely unproven.  The reasons to avoid... Continue reading